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Homeowners Insurance

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MN Homeowners Insurance

Homeowners insurance protects your family from the cost of causing bodily injury or property damage to another. It also covers the cost to repair or replace your home, personal property, other structures, and more. Home insurance isn’t required by law, but it will be required by your lender if you have a loan on the property.

In addition to the basics, your policy can be customized to provide coverage for risks specific to you, like an at-home business, an art collection, or any number of other unique situations.

Homeowners Insurance Coverage

Personal Liability
Pays for bodily injury or property damage you or a family member cause to another.
Medical Payments
Pays for minor medical bills for guests that are injured on your property, without regard to fault.
Pays for damage to your home and attached structures, like a garage.
Other Structures
Pays for damage to other structures on your property, that are not attached to the home, like a shed.
Personal Property
Pays for bodily injury you sustain from a driver that has too little or no insurance.
Loss of Use
Pays for damage to or theft of personal property, like furniture, clothes, electronics, and pretty much anything else within your home.
Scheduled Property
Provides coverage for certain property that may have a limit of coverage on a standard home policy, including jewelry, art, guns, and others.
Water Backup of Sewer or Drain
Pays to repair water damage caused by a backed up sewer or drain.
And More
There are a variety of optional coverages that may be right for you.

Homeowners Insurance in Minnesota

Why Choose Us?

Independent Agency

We’re an independent insurance agency. We quote your insurance with many insurance companies to provide great coverage, lower rates, and more flexibility.

Great Service

One of our tenets is to provide outstanding customer service to our clients by understanding what they value, the risks they’re exposed to, and providing cost-effect but comprehensive solutions.

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