Car insurance protects you (and other drivers) from the financial consequences of an auto accident. Auto liability coverage pays for damages and bodily injury that you cause to others. Because of the risks inherent and the potential for severe damage and injury, the state of Minnesota requires drivers to carry liability insurance in order to legally drive on public roads.
In addition to the state-mandated coverage requirements, there are a variety of optional coverages that you’ll want to consider.
Car Insurance Coverage
Auto Liability Pays for bodily injury or property damage you cause to another party with your vehicle.
Personal Injury Protection (PIP) Pays for medical bills and lost wages, up to a specified limit, without regard to fault.
Collision Pays for damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive Pays for damage to your vehicle caused by something other than a collision.
Uninsured / Underinsured Liability Pays for bodily injury you sustain from a driver that has too little or no insurance.
Rental Reimbursement Pays for a rental car while your vehicle is being repaired (from a covered incident).
Roadside Assistance Pays for towing, emergency fuel delivery, and other roadside needs, if your vehicle becomes disabled.
Custom Parts Pays to repair or replace after-market and custom parts you’ve added to your vehicle.
And More There are a variety of optional coverages that may be right for you.
Why Choose Us?
Independent Agency
We’re an independent insurance agency. We quote your insurance with many insurance companies to provide great coverage, lower rates, and more flexibility.
Great Service
One of our tenets is to provide outstanding customer service to our clients by understanding what they value, the risks they’re exposed to, and providing cost-effect but comprehensive solutions.
