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Boat Insurance

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MN Boat Insurance

Boat insurance protects you from the financial consequences of an accident on the water. Watercraft liability coverage pays for damages and bodily injury that you cause to others. Injuries from boat accidents can easily cost tens to hundreds of thousands of dollars, so it’s important to ensure you’ve got proper coverage before you hit the water.

In addition to liability coverage, there are a variety of optional coverages that you’ll want to consider.

Boat Insurance Coverage

Watercraft Liability
Pays for bodily injury or property damage you cause to another party with your boat.
Medical Payments
Pays for medical bills for you or guests that are injured, up to a specified limit, without regard to fault.
Pays for damage to your watercraft caused by a collision with another boat or object.
Pays for damage to your watercraft caused by something other than a collision.
Uninsured / Underinsured Liability
Pays for bodily injury you sustain from a boater that has too little or no insurance.
On-Water Towing
Pays to have your boat towed back to shore, if it becomes disabled on the water.
Fishing Equipment
Pays for lost, stolen, or damaged fishing equipment.
Pays to repair or replace your boat trailer, if it’s damaged in an accident.
And More
There are a variety of optional coverages that may be right for you.

Boat Insurance in Minnesota

Why Choose Us?

Independent Agency

We’re an independent insurance agency. We quote your insurance with many insurance companies to provide great coverage, lower rates, and more flexibility.

Great Service

One of our tenets is to provide outstanding customer service to our clients by understanding what they value, the risks they’re exposed to, and providing cost-effect but comprehensive solutions.

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